IoT, the Internet of Things, is one of the overarching trends that regularly pops up in discussions on disruptive new technologies, new business models and technology driven trends such as Machine-to-Machine communication and big data.

Of course, the Insurance Industry is also affected by this theme. Some say IoT is a big threat for Insurers as it enables new entrants to disruptively enter the market, others claim it is a great opportunity as it opens new business models.

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