Editor’s note: A version of this piece first appeared on Chris Skinner’s blog, The Finanser.

Last week, Equifax disclosed a data breach that may have compromised personal data of up to 143 million U.S. consumers. The compromised data includes customers’ Social Security numbers, names, addresses, dates of birth, driver’s license numbers and other sensitive info. In other words, all the information you need to open new accounts and access existing accounts were compromised in the breach.

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