Exactly one year ago I delved into the blockchain technology and blogged about the potentially disruptive impact on established financial services institutions like banks and insurers. High-time for conference programmers, self-appointed experts, TED Talks on this technology, and pilot projects. Blockchain was hip and happening.

In their August 2016 Hype Cycle for Emerging Technologies, Gartner states: "Blockchain has hit the peak of its hype cycle." Now, on the brink of yet another new year, it's time to bid farewell. If everyone is joining, the party's momentum is here, the peak of inflated expectations around the corner, followed by the Trough of disillusions.

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