June 5, 2012 - How important is it to measure a borrower's ability, or even willingness, to pay?

Considering that a search of "walk away from your mortgage" turns up tips for consumers on doing just that, making automated credit risk work better and faster is an evergreen must-have. The good news is there is a vast new world of social media and other unstructured data to help, but only if lenders can quickly adjust their credit risk systems to handle the new data and models.

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