REVIEWER: Richard E. Feigel, Ph.D., vice president of engineering for The Hartford Steam Boiler Inspection & Insurance Co.

BACKGROUND: Founded in 1866, The Hartford Steam Boiler Inspection & Insurance Co. (HSB) is one of the oldest and largest specialty property insurers in the U.S. with a substantial presence internationally. HSB focuses on providing equipment breakdown and related business interruption insurance products to a wide range of industrial and commercial customers. Over decades, HSB has outperformed industry standards for combined loss and expense ratios by employing engineering-based risk management strategies.

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