June 11, 2012 – You weathered the credit crisis. You got through the Flash Crash. You are watching Europe (and the U.S.) struggle to make sure its debt doesn't implode from the global economic downturn. So you're ready for the next big threat to financial markets, right?

Maybe not. It's harder than it sounds, say risk experts, who believe many stock funds still lack tools to prepare for and weather fluctuations.

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