REVIEWER: Erwin Kayton, vice president and transportation services manager for BB&T Corporation.

BACKGROUND: BB&T Corporation, headquartered in Winston-Salem, North Carolina, is a fast growing, highly profitable financial holding company with $79.6 billion in assets. Its bank subsidiaries operate more than 1,100 branch offices in the Carolinas, Virginia, West Virginia, Kentucky, Georgia, Maryland, Tennessee, Alabama, Indiana, Florida and Washington, D.C.

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