REVIEWER: Miko Pickett, assistant vice president for Lincoln Financial Distributors, Inc.

BACKGROUND: Headquartered in Philadelphia, Lincoln Financial Distributors, Inc. (LFD) is the wholesaling distribution company of Lincoln Financial Group and its affiliate companies. Lincoln Financial Group is the marketing name for Lincoln National Corporation, a financial services holding company with consolidated assets of nearly $125 billion and annual consolidated revenues of $5.5 billion in 2005. The company provides annuities, life insurance, 401(k) plans, 529 college savings plans, mutual funds, managed accounts, institutional investment and financial planning and advisory services. LFD is a broker/dealer and registered investment advisor.

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