Cindy Murray's not alone among bank execs when uttering the following words, but she's not in a crowded room, either: "In 2009, we didn't cut the budget; in 2010 we are increasing our budget in areas of treasury and transaction banking...not only payment services but also liquidity," says Murray, a global corporate banking e-commerce executive at Bank of America.

Murray's in an enviable position for a bank technology exec-treasury management is considered by many bankers to be one of the few places where IT staffs are getting a green light on spending in 2010.

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