The impact of smart home devices on the insurance market has been on the industry's radar for some time, but applications traditionally have been limited to certain niches. But now, some of the country's largest general market home insurers are taking a big leap.

Liberty Mutual announced it has joined Nest Safety Rewards, a partnership between Nest, perhaps the most visible provider of connected home technologies, and insurance companies to give policyholders discounts based on their Nest device data.

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