REVIEWER: Elisabeth Johnson, head of clearing, SVP, at Swedbank.

BACKGROUND: Based in Stockholm, Sweden, Swedbank (FöreningsSparbanken) has approximately 6 million customers and 15,000 employees. The company also has more than 2 million Internet banking customers and more than 1 million telephone banking customers. Swedbank offers its customers a variety of financial and banking services, including checking and savings accounts, credit cards, electronic banking, loans, investments, real estate brokerage services and life insurance. The bank has 820 branches, 235 in-store banks and more than 1,100 ATMs.

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