The financial regulatory reform bill is a sprawling piece of legislation that will have a profound impact. For many, focus is now on a new office that could wield enormous power and fundamentally change the way banks gather and report data: The Office of Financial Research (OFR).

John Avery, a partner in SunGard's financial services consulting business, describes the coming regulatory framework for banks and financial institutions as "a new era of regulatory oversight that is very data driven."

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