(Bloomberg News) -- The Federal Communications Commission’s long-awaited rules to ensure Internet openness take effect today. Whether you’re a casual Web user or a so-called “cord cutter” who’s ditched pay-TV service in favor of streaming sites like Netflix and Hulu, here’s how the regulations might affect you.

Under the FCC rules, companies providing you a broadband Internet access service -- whether it’s cable in your home or 4G on your phone -- must treat all traffic traveling over the Web equally. They can’t block your lawful content or slow your connection to keep you from using particular services, apps or devices. They also can’t favor their own content ahead of others’ or create fast lanes for a fee.

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