REVIEWER: Marshall Edgison, director of Application Development and Support for ELM Resources.

BACKGROUND: ELM Resources runs a student loan data exchange network representing one-third of all student federal loans in the U.S. It facilitates business among thousands of post-secondary financial aid offices and lenders, managing more than 4.5 million loans each year. ELM Resources is a non-profit company supported by the lenders, guarantors and servicers who are its members.

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