REVIEWER: Jeff Fedor, CTO of Covarity Inc.

BACKGROUND: Covarity helps financial institutions reduce credit risk and automate commercial credit administration through business process management (BPM) solutions. ClearCredit, Covarity's flagship solution, is a real-time, workflow- driven, loan monitoring, review and management (LRAM) solution that automates credit risk management and administration. Founded in December 2001, Covarity is based in Kitchener, Ontario, Canada.

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