There's been no shortage of excitement and hype around cloud computing in recent times, and it's likely to continue into the foreseeable future. Gartner gauges the cloud computing market at $47 billion, and estimates that it will triple in size over the next three to four years.

But is cloud computing the best path for the insurance industry? For insurers, the allure of cloud computing is compelling, but it may take time before it catches on as a pervasive computing strategy, especially for mission-critical systems.

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