(Bloomberg) -- Auto insurance may be on the brink of an incursion from mobile-phone and technology companies.

Telefonica SA’s O2 unit -- one of the first mobile operators in Britain to offer car insurance -- expanded its product line in February to include telematics boxes, which track people’s driving habits and can lead to cheaper premiums for youngsters. That’s stoking speculation that a wave of fintech companies will push into the market and disrupt the way insurers interact with customers.

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