(Bloomberg) -- Imagine reclining in your La-Z-Boy, closing your eyes and asking the voice-activated Amazon Echo on a nearby shelf when your next car payment is due. Just a few years ago, banks would have needed a houseful of their own computers to provide such service.

Instead, new capabilities announced Wednesday by Capital One Financial Corp. run on Amazon.com Inc.’s cloud. It’s the latest sign banks are growing more comfortable using other companies’ servers instead of their own closely guarded data centers -- and that longstanding security concerns are fading.

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