At Bank of the West, one of CIO Kirsten Garen's missions is to develop better business intelligence, analytics and data management across the organization.

"Like most financial institutions, it's been a huge push for us for years," she says. "We're in a good place because we invested early in a giant central data warehouse that amasses all the data. We're now able to mine the data and we're starting to partner with the businesses on analytics projects."

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