Margaret is a principal in EY’s Banking practice and the Americas lead for Payments. As a former senior executive with First Data and Bank of America, she offers clients a distinct combination of payments consulting experience and industry leadership. Her 20 years of global experience has included payment industry experiences in North America, Europe, Africa, Latin America and Asia. Margaret brings unparalleled experience in all areas of payments, with direct experience with issuers, acquirers, processors, merchants, networks, corporate payment players, alternative payment providers and POS vendors and software providers.� Margaret has a unique combination of business, process and technology perspectives on the payments business and the related economics of the payments ecosystemAn entrepreneur who started her own merchant payment processing company and sold it to First Data, Margaret has proven experience leading transformational payments initiatives, leveraging technology, process and strategy resources. Throughout her career, her entrepreneurial activities have resulted in 13 US patents, all in payments.Relevant experience►As Senior Vice President and Global Head of Product Marketing, Margaret led global product marketing for First Data’s largest line of business, focused on merchant payments with $3.5 billion in annual revenue.►Past areas of responsibility have included responsibility for payment products, merchant integration, merchant sales support and sales channel management►Payments consulting experience includes years of client advisory experience in payments for a wide range of clients, including banks, payment networks, processors, merchants, corporates and alternative payment companies.►Over 15 years of experience working with retailers and other merchants on payments point of sale innovation, and has led a range of POS transformation� initiatives related to IP at the POS, innovative POS software, new terminal deployment, tokenization and encryption and other POS risk solutions.►Has held the following positions:►SVP, Business Planning and Analytics for e-commerce/ATM/mobile at Bank of America.►SVP, Strategy, Innovation & Payments at Bank of America.►Vice President, Internet Services Group at First Data Corporation.�
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