Julie Pukas

Julie Pukas is the Head of U.S. Bankcard and Merchant Services at TD Bank, America's Most Convenient Bank�.� She has over 25 years of experience in the banking industry in the Northeast U.S. She has industry leading expertise in emerging payments, mobile wallets and e-commerce.Prior to joining TD, Julie served as Head of Citi Commerce Services for Citigroup.� In this role, she developed innovative digital payment services for Citi’s institutional clients, enabling them to expand into growth markets and helping them to meet their consumers’ current and future needs for payments and commerce.� Her key focus was on building global acquiring capabilities leveraging Citi’s global footprint.�Before that, Julie was Head of New Product Development for Citi’s card issuing businesses outside the US supporting Citi’s global credit card business which provides credit and payments instruments for consumers and institutions in nearly 50 countries across six continents.�Previous positions before joining Citi included product development and marketing roles with Harris Bank, Barnett Bank and Philadelphia National Bank. Julie holds a B.A. in Psychology from Rutgers University.